Blog

Guides & insights

Practical guides for working with your statements, plus sourced data on the banks and apps behind them.

Guides & Tips

Industry Analysis

Sourced statistics on fintech apps, banks, and U.S. payments. Every figure is cited and dated.

Accounting · industry
$145.5B

Accounting Statistics

US accounting services hit $145.5B in 2025 — but the talent gap is widening (124,200 openings a year vs ~55,000 graduates), and AI is arriving fast.

Read the analysis
Banking · crime
1,362

Bank Robbery Statistics

The FBI logged 1,362 bank-crime violations in 2023 (1,263 robberies) — down 83% from the 1990s peak. Success rates, hauls, and why it’s vanishing.

Read the analysis
Banking · industry
~4,300

How Many Banks Are There in the US?

About 4,300 FDIC-insured banks as of end-2025 — down from ~14,000 in the mid-1980s. See the largest banks and why the count keeps shrinking.

Read the analysis
Fintech · user stats
~19M

Wise User Statistics

Wise served nearly 19 million customers in FY2026. See active vs. served numbers and business customers.

Read the analysis
Fintech · user stats
119M

Klarna User Statistics

Klarna has over 119 million active consumers worldwide as of 2026, about 29 million of them in the US.

Read the analysis
Fintech · user stats
70M+

Revolut User Statistics

Revolut passed 70 million customers worldwide in 2026. See the full growth timeline and country breakdown.

Read the analysis
Payments · BNPL
15%

Buy Now, Pay Later

About 15% of U.S. adults used Buy Now, Pay Later in the past year (Federal Reserve) — with broader industry estimates far higher.

Read the analysis
Payments · cards
35%

Credit Cards vs. Debit Cards Statistics

Credit is now the most-used U.S. payment method at 35% of payments. See the full ownership and usage comparison.

Read the analysis
Payments · cards
648M

How Many Credit Cards Are There in the United States?

About 648 million open credit card accounts as of Q4 2025 — the most in 20+ years. See the full breakdown.

Read the analysis
Payments · cards
3.7

How Many Credit Cards Does the Average American Have?

The average American actively uses about 3.7 credit cards — down from 4.1 a decade ago — and holds around 7 in total.

Read the analysis
Banking · accounts
~96%

How Many Bank Accounts Does the Average American Have?

About 96% of U.S. households are banked — a record high. Most people’s core setup is a checking and a savings account.

Read the analysis