Guides & insights
Practical guides for working with your statements, plus sourced data on the banks and apps behind them.
Guides & Tips
How to Convert a Bank Statement PDF to Excel (Free & Private)
A simple, safe way to turn a bank statement PDF you already have into a CSV or Excel spreadsheet — without uploading your financial data to anyone.
Read the guide →Are Bank Statement Converters Safe? A Privacy Guide
Most PDF-to-spreadsheet converters ask you to upload your bank statement to their servers. Here's what that means for your privacy — and how to convert safely without uploading anything.
Read the guide →Industry Analysis
Sourced statistics on fintech apps, banks, and U.S. payments. Every figure is cited and dated.
Wise User Statistics
Wise served nearly 19 million customers in FY2026. See active vs. served numbers and business customers.
Read the analysis →Klarna User Statistics
Klarna has over 119 million active consumers worldwide as of 2026, about 29 million of them in the US.
Read the analysis →Revolut User Statistics
Revolut passed 70 million customers worldwide in 2026. See the full growth timeline and country breakdown.
Read the analysis →Buy Now, Pay Later
About 15% of U.S. adults used Buy Now, Pay Later in the past year (Federal Reserve) — with broader industry estimates far higher.
Read the analysis →Credit Cards vs. Debit Cards Statistics
Credit is now the most-used U.S. payment method at 35% of payments. See the full ownership and usage comparison.
Read the analysis →How Many Credit Cards Are There in the United States?
About 648 million open credit card accounts as of Q4 2025 — the most in 20+ years. See the full breakdown.
Read the analysis →How Many Credit Cards Does the Average American Have?
The average American actively uses about 3.7 credit cards — down from 4.1 a decade ago — and holds around 7 in total.
Read the analysis →How Many Bank Accounts Does the Average American Have?
About 96% of U.S. households are banked — a record high. Most people’s core setup is a checking and a savings account.
Read the analysis →