Terms of Service
Last updated: July 6, 2026
The short version
- ✓ Use the Service legally, and only convert statements you have the right to use.
- ✓ The converter is a tool — always review the output before relying on it for taxes, loans, or accounting.
- ✓ Your files stay yours and never leave your browser (see our Privacy Policy).
- ✓ The Service is provided free and “as is,” with no warranties.
This summary is for convenience only. The full terms below govern.
01 Acceptance of terms
These Terms of Service (“Terms”) are a binding agreement between you and Bank Statement Converter (“we,” “us,” or “our”), which operates this website and the in-browser statement converter (the “Service”). By accessing or using the Service, you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the Service.
02 Eligibility
You must be at least 18 years old and able to form a binding contract to use the Service. If you use the Service on behalf of an organization, you represent that you are authorized to bind that organization to these Terms.
03 The service
The Service converts a bank or card statement PDF that you already have into a CSV file. The conversion runs entirely in your browser — your file is not uploaded to us, and there is no account or payment required. We may add, change, or remove features at any time.
04 Acceptable use
You agree not to:
- Convert any document you do not own or do not have the right and authorization to process.
- Use the Service for any unlawful purpose, including fraud or processing data in violation of any law.
- Attempt to disrupt or compromise the Service or our systems.
- Reverse engineer, scrape, or build a competing product from the Service, except as permitted by law.
- Circumvent security measures or access controls.
We may restrict or terminate access for any violation of this section.
05 Your files & content
You retain all rights to the files you convert (“Your Content”). Because conversion happens in your browser, we do not receive, access, store, or claim any rights to Your Content, and we do not use it to train any model. You represent that you have all rights necessary to convert Your Content and that doing so does not violate any law or the rights of others.
06 Accuracy & verification
The Service uses automated technology to read statements. While we work hard to extract data cleanly, automated extraction can contain errors, and we do not guarantee that any conversion is complete or correct.
You are responsible for reviewing and verifying every conversion before relying on it. The Service is a tool, not professional advice. It does not provide financial, accounting, tax, legal, or investment advice, and you should not rely on its output as a substitute for professional review or the original statement.
07 Intellectual property
The Service, including its software, design, branding, and content (excluding Your Content), is owned by us or our licensors and is protected by intellectual property laws. We grant you a limited, non-exclusive, non-transferable, revocable license to use the Service in accordance with these Terms. All rights not expressly granted are reserved.
08 Third-party services
The Service relies on third-party hosting and infrastructure providers to deliver the website. We are not responsible for the acts or omissions of third parties, and your use of any third-party service may be subject to its own terms.
09 Disclaimer of warranties
The service is provided “as is” and “as available,” without warranties of any kind, whether express, implied, or statutory, including any implied warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that the service will be uninterrupted, error-free, secure, or that any conversion will be accurate or complete.
10 Limitation of liability
To the maximum extent permitted by law, we will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, data, goodwill, or other intangible losses, arising out of or relating to your use of the service.
To the maximum extent permitted by law, our total liability for any claim arising out of or relating to the service or these terms will not exceed US $100.
Some jurisdictions do not allow certain limitations, so some of the above may not apply to you.
11 Indemnification
You agree to indemnify and hold harmless Bank Statement Converter and its owners, officers, employees, and agents from any claims, damages, liabilities, and expenses (including reasonable legal fees) arising from your use of the Service, Your Content, or your violation of these Terms or any law or the rights of a third party.
12 Termination
You may stop using the Service at any time. We may suspend or terminate your access at any time, with or without notice, if you violate these Terms, create risk or legal exposure for us, or for any other reason permitted by law. Provisions that by their nature should survive termination — including ownership, disclaimers, limitations of liability, and indemnification — will survive.
13 Governing law & disputes
These Terms are governed by the laws of the State of Delaware, United States, without regard to its conflict-of-laws rules. You agree that any dispute arising out of or relating to these Terms or the Service will be resolved exclusively in the state or federal courts located in Delaware, and you consent to the personal jurisdiction of those courts. To the extent permitted by law, you and we waive any right to a jury trial and agree that claims may be brought only on an individual basis, not as part of a class action.
14 Changes to these terms
We may update these Terms from time to time. When we do, we will revise the “Last updated” date above. Your continued use of the Service after changes take effect means you accept the updated Terms.
15 Miscellaneous
- Entire agreement. These Terms and the Privacy Policy are the entire agreement between you and us regarding the Service.
- Severability. If any provision is found unenforceable, the rest remain in effect.
- No waiver. Our failure to enforce any provision is not a waiver of it.
- Assignment. You may not assign these Terms without our consent; we may assign them in connection with a merger, acquisition, or sale of assets.
- Force majeure. We are not liable for delays or failures caused by events beyond our reasonable control.